>>  Services> Car Loans
   > Purchase
   > Refinance
   > Lease Back Your Own
   > Car Purchasing Service
   > Special Offers
 

CAR BUYER NEWS

How to save money on petrol
By David Koch
Jun 17 2008 03:33pm

The price of petrol is at an all-time high - and the bad news is filling your car is likely to become even more expensive. Global oil prices are about US$130 a barrel, translating to more than $1.50 a litre at the pump here. But various experts, including the head of the OPEC cartel, are predicting prices will hit US$200 a barrel - and that means we'll be paying about $2 a litre at the bowser.

On top of the last interest rate rises, the cost of fuel is creating financial stress in many Australian households. More than ever, we all have to look carefully at how we can make every tank go further. If you're on a tight budget, shop around for the cheapest petrol stations and fill your tank when you see a good deal. Motoring bodies in NSW and Victoria (NRMA and RACV) publish the lowest daily prices area online. In other states look out for the Federal Government's FuelWatch scheme, which will publish national petrol prices online by the end of the year.

Drivers under the pump

Take full advantage of the shopper docket discounts offered by Coles and Woolworths at their affiliated petrol stations. A saving of 4c a litre adds up over the year, but make sure the petrol station is competitive in its pricing. It's not just about finding the cheapest fuel - look at ways of driving that cut your consumption. Drive 10 to 20km/h below the speed limit on freeways and try not to suddenly accelerate or brake in congested areas.

Keeping your tyres correctly pumped up, taking heavy items out of the boot or off the roof, and winding down the windows in summer instead of turning on the air-conditioning all make a tank go further. Think about reducing your actual car use too. How much would you save each week if you took public transport to work? Factor in road tolls, parking, insurance and servicing to the cost of driving. Do the sums and you'll be staggered how much the family wagon costs to run. You might even find that it's worthwhile getting rid of the gas-guzzler, particularly if it's a second car, in favour of using public transport regularly and taking the occasional taxi.

Switching to gas

If you want to save money on fuel in the long term, consider switching to gas. Liquefied Petroleum Gas or LPG can be about 50 per cent cheaper than petrol, litre for litre, and is better for the environment. It reduces exhaust emissions, increases the life of your engine and, in some cases, gives you better performance. Converting your car to gas can cost you up to $4000. I know that sounds expensive, but in the long run you should end up well ahead because you'll save so much on fuel, especially if you do lots of kilometres. It costs no more to convert your car to dual-fuel than it does to have it made LPG-only. Dual-fuel gives motorists the flexibility of being able to fill up with petrol and gas. One disadvantage of switching to gas is the size of the tank, which can take up a lot of boot space. If you have a car with enough clearance, such as a four-wheel drive, the gas tank can be installed under the floor. You can buy LPG at 3200 retail outlets nationwide. To see where they're located, visit LPG Australia. I found five stations within a 10-minute drive of my place. Check with your vehicle manufacturer before you switch to gas and make sure your car warranty won't be affected.

Finally, if you're in the market for a new car, checking out the growing number of hybrid varieties should be your first stop.

Source:New Idea

Cost of running a car skyrockets
June 14, 2007 06:06am

THE cost of running a family-sized sedan has risen by 40 per cent to equal a quarter of the average weekly wage, figures released in The NRMA's 2007 Vehicle Running Costs report show. The report broke down the weekly running costs of 500 models on the local market. As expected, relatively cheap to buy Korean-made cars with lower capacity engines were generally the least expensive to run.

The report also revealed that the average weekly cost of running popular family sedans - such as the Holden Commodore, Ford Falcon and Toyota Aurion - was $265.97. This represented an increase of $73.28 per week on the 2002 equivalent models.

Depreciation and petrol costs

Of the big Aussie sixes, the cheapest to live with was Mitsubishi's 380. NRMA motoring president Alan Evans said the cost of depreciation (49 per cent) and petrol prices (17 per cent) meant that the financial strain on motorists had never been higher.

"The cost of keeping the family car on the road today is now almost one-quarter the average weekly wage in Australia,'' Mr Evans said. Nor was the increase in running costs confined to bigger, locally manufactured cars. The average cost of running a small car increased by 33 per cent to $174.60.

Fuel-thirsty SUVs experienced the smallest percentage cost increase, an average of 27 per cent. But the least expensive of them, the Nissan Patrol manual, would still set its owner back by $260.97 every seven days.

Cheapest vehicle to run

The NRMA found the cheapest vehicle to run was the Hyundai Getz. At $119.53, it was almost four times cheaper than the most expensive vehicle listed, Toyota's Landcruiser Sahara SUV at $413.86. Mr Evans said that fuel economy was a more important consideration then ever among new car buyers, reflected in the sale of hybrid vehicles over the past 12 months.

"As a percentage, hybrids and other fuel efficient vehicles tend to have higher capital costs and depreciate more, so any savings at the bowser may get eaten up in these other costs.''

The best-known of these, Toyota's petrol-electric Prius, was ascertained to cost $235.60 per week, making it the most expensive entrant in the light car category.

Source: news.com.au

>> Car Buying Specialists, Sydney, Australia.

For most people, buying a car is a major purchase, second only to buying a home and we, at The HOME LOAN OFFICE, strive to make the buying process of your car easy. We are a “Solutions Service” car loan broker and will help you obtain the suitable car loan based on your needs and circumstances. It may the first time you may be borrowing money from an institution, so we make it easy for you to obtain the finance and, if you wish to save a bundle on a new car, buy it with BIG FLEET DISCOUNTS!

Motor vehicle Buying Service

You heard Companies get the Best Prices on Motor Vehicles. NOW YOU CAN, TOO!

We are delighted to announce that a new service is now available to save you time, money and hassle with all your passenger and light commercial vehicle purchases. Buying hundreds of motor vehicles every day of the week on behalf of individuals just like you our associates can, at no cost to you, find you the best price on the car of your choice. Would you like to save $$$ thousands?

We, at The Home Loan Office, have negotiated with Private Fleet, Australia's Leading Car Buying Service, a waiver of the lifetime membership fee meaning that the following services will be offered free of charge to all clients:

  • Sourcing of all new and used vehicles
  • FLEET DISCOUNTING off the purchase price of ALL new vehicles
  • Valuation of trade-in vehicles
  • Delivery to the door with a full tank of fuel
  • Pick up from Your Local Factory Dealer with a full tank of fuel

The dealers compete for your business and you save $$$ thousands without even haggling with a sales person. Your car is ordered by Private Fleet and delivered from the factory dealer who is able to offer the cheapest price on your choice of vehicle. You are also welcome to pick up your vehicle if you prefer.

It's a great service for individuals and business people alike. Just by placing your purchase order through us, you by-pass retail sales people and save.

...UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....

Recent Savings obtained by Private Fleet on New Vehicles

  • $19,000 discount on a Chrysler 300C (normally $80,000 including on road costs).
  • $12,000 discount on Holden Captiva Maxx (normally $48,000 including on road costs).
  • $1,770 discount on Suzuki Swift (normally $20,500 including on road costs).

...UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....UPDATE.....

While you let Private Fleet find the right car at the right price for you, let us arrange your finance and insurance. As we are not a lender, we do not promote banks or other lenders, but deal with banks and non bank lenders of high reputation for consistent product offering, consistent interest rates and consistently high levels of customer service.

 

Please Click INQUIRY or Call Us on 1800 456 284 to Request a Free Appointment with A Certified Consultant.

 

Motor Vehicle Finance

We can provide you a wide range of finance options ranging from different types of consumer finance to business purpose finance for applicants with Australian Business Numbers or car owners using their car predominantly for business.

The Home Loan Office offers finance solutions to purchase cars, boats, 4 Wheel Drives, motor bikes, taxi cabs, trucks, passenger vehicles, vans or any motor vehicle from a choice of Australian lenders.

We can provide finance for most motor vehicle purchases from the two wheeled to the twenty two wheeled. Boats, jet skis, ski-doos or quad bikes, what ever type of motor vehicle you’re looking for we can help.

Accredited Motor Vehicle Finance Specialist can assist with lending advice on:

  • Consumer Motor Vehicle Finance
  • Unsecured Personal Loans
  • Leasing (with or without balloon)
  • Fully Maintained Operating Lease
  • Novated Leases
  • Commercial Hire Purchase
  • Chattel Mortgages
  • Low Doc / No Doc Leasing

We act as your personal finance specialist to help you structure the finance correctly, advise you each step of the way, and help you obtain competitive rates from a choice of lenders.

We offer Obligation Free Same Day Consultations in Sydney! If you are looking for a friendly and service oriented professional, whom you can speak to as your adviser, you may wish to Join our Satisfied Customers & Relax!

Would you like to have a brief discussion with us to see if we can help you? Please call us or Make an Inquiry. You can be assured of our prompt attention and we are contactable 7 days a week. We Deliver Your Solutions 7 Days a Week.

>> We have all the Lending Services & Tools you need.

  • Car Buying Service (Fleet Price Discounts) at No cost to You!
  • Buyer Advice & Help
  • Current Car Loan Assessments (Car Loan Health Check)
  • Motor Vehicle Loan Pre Approvals
  • Refinancing Options

    >> How do we help you with Car Loans?

  • Advising you on borrowing limits (borrowing power)
  • Choosing a suitable lender for you
  • Qualifying & Preparing the application
  • Lodging the application with recommendations
  • Obtaining Your Pre Approval
  • Meeting conditions required by lender
  • Obtaining Your Approval
  • Managing the lending process and liaising with you, lender, and motor vehicle dealer until settlement.
  • Maintaining services to you after settlement.

    >> What to look for in a Car Finance Broker?

    Reputation

    You may often hear that the best way to find a reliable and credible Car Finance broker is by a recommendation from someone you know and trust; your family members and friends. You can be assured of our service quality as most of our new customers are friends and family of our existing customers. You are welcome to read actual Testimonials from some of our recent customers.

    Your finance consultant has the required expertise and 5 years experience in lending, and is an MFAA Full Member.

    All of our finance consulting and clerical work is done in house and not out-sourced to third parties thereby protecting your PRIVACY!

    While you are browsing, you may wish to use our Leasing Calculator in Our Calculators & Finance News Section.

    Start a Quick Inquiry and Our Qualified Team will start working for You.


  •    © 2007-2009 THE HOME LOAN OFFICE ™ | Terms and Conditions | Privacy Statement | Contact us